Applying for voluntary income protection coverage for occupational disability
Are you temporarily stopping work, going to work abroad or work as home help? Then you will not be insured against loss of income in case of long-term illness or occupational disability. However you can take out a voluntary income protection coverage (vrijwillige verzekering).
Last updated 10 September 2024
WIA benefits if unable to work after two years
The coverage for occupational disability ensures you will receive a WIA benefit if you are still unable to work after two years.
You can find out more about the WIA-uitkering at the UWV website (Employee Insurance Agency).
Conditions for coverage for occupational disability
You can apply for a voluntary income protection coverage for occupational disability if:
- you work as help in the home, such as household help or home help;
- you are temporarily stopping work;
- you are going to work abroad.
You can find all the conditions for voluntary income protection coverage on UWV’s website.
How to apply for voluntary income protection coverage
You can apply for voluntary income protection coverage at UWV.
Laws and regulations (in Dutch)
Wet werk en inkomen naar arbeidsvermogen, paragraaf 2.2