Applying for an exemption from compulsory healthcare insurance
Everyone who lives or works in the Netherlands is obliged to have healthcare insurance. If your religion or beliefs prevent you from taking out healthcare insurance, you can apply for exemption from the insurance obligation. This is referred to as an exemption on the grounds of conscientious objection. This means that you do not have to take out healthcare insurance.
Last updated on 15 February 2025
Exemption from compulsory healthcare insurance
As a conscientious objector you may be granted an exemption from compulsory healthcare insurance. In that case, you will pay extra tax instead of the healthcare insurance premium (in Dutch).
Applying for an exemption from compulsory healthcare insurance
Please contact the Sociale Verzekeringsbank (SVB) to apply for an exemption from compulsory healthcare insurance (in Dutch).
Laws and regulations (in Dutch)
Wet financiering sociale verzekeringen